If we are not billing your insurance, payment-in-full will be required on the date of service. If we bill your insurance, you may receive a statement after the visit for any co-pays, deductible, or co-insurance amounts. We accept the following forms of payment:
- Cash
- Check
- Credit Card (American Express, Discover, Mastercard, Visa)
- Care Credit
Insurance Information for Poulsbo Eyecare Center
When scheduling an appointment, please have your insurance information readily available. If you are scheduling a routine eye exam (including preventive vision checks or to update a glasses/contact lens prescription), the appointment will be billed as routine vision. If you are scheduling for a medical reason (including diabetic eye exams, glaucoma screening, and urgent/acute eye issues), the appointment will be billed as medical eyecare. We may ask for both vision and medical insurance information when scheduling your first appointment.
Ultimately, it is your responsibility to know your insurance and verify which providers are in-network. The list below is provided as a courtesy, but we encourage you to call your insurance company directly before scheduling to ensure that our office is in-network with your particular group/plan. You should also check whether your insurance requires a referral from your primary care doctor.
Contracted (In-Network) Insurances
Aetna
Ameritas
Cigna
Delta Dental
FEDVIP
First Choice Health Network
GEHA
Health Management Administrators (HMA)
Kaiser Permanente
Lifewise
Medicaid (Washington Apple Health)
MetLife
Medicare Part B
Premera Blue Cross
Regence Blue Shield
Tricare
US Family Health Plan
United Healthcare
Vision Service Plan (VSP)
Non-Contracted (Out-of-Network) Insurances
If your insurance company does not appear on the list above, we are generally not able to bill for your visit or for glasses/contact lenses. You may have out-of-network benefits, but will be required to pay at the time of service and self-submit a claim for reimbursement. You should always check with your insurance company to verify out-of-network benefits before scheduling.
The following insurances are common in Kitsap County, but are out-of-network for our office:
If you still have questions related to insurance or billing, please feel free to call the office at: 360-779-2336, option 3. Or, you can e-mail general questions to [email protected] (please do not send private personal information to this e-mail).
The billing office hours are: Monday 9 am to 3 pm, Tuesday 9 am to 12 pm, and Wednesday - Friday 9 am to 3 pm.
When scheduling an appointment, please have your insurance information readily available. If you are scheduling a routine eye exam (including preventive vision checks or to update a glasses/contact lens prescription), the appointment will be billed as routine vision. If you are scheduling for a medical reason (including diabetic eye exams, glaucoma screening, and urgent/acute eye issues), the appointment will be billed as medical eyecare. We may ask for both vision and medical insurance information when scheduling your first appointment.
Ultimately, it is your responsibility to know your insurance and verify which providers are in-network. The list below is provided as a courtesy, but we encourage you to call your insurance company directly before scheduling to ensure that our office is in-network with your particular group/plan. You should also check whether your insurance requires a referral from your primary care doctor.
Contracted (In-Network) Insurances
Aetna
- Commercial Medical
- Medicare Advantage
- Note: AetnaVision is out-of-network
Ameritas
- VSP network plans
- Note: EyeMed network plans, Vision Perfect, and Fusion plans are out-of-network
Cigna
- OAP & OAP Local Plus
- SAR
- PPO
- GPPO
- Note: Cigna Vision (CigVis) plans are no longer in network for our office.
Delta Dental
- Brilliance 200 Plan
- Essential 150 Plan
FEDVIP
- MetLife
- VSP
- Note: AetnaVision, BCBS FEDVIP, GEHA FEDVIP and UHC FEDVIP plans are out-of-network
First Choice Health Network
- Includes Shasta Administrative Services, WSHIP, UMR, and many other insurance plans (look for the First Choice logo on your insurance card)
GEHA
- Major Medical only
- Note: GEHA FEDVIP is out-of-network
Health Management Administrators (HMA)
Kaiser Permanente
- Options Federal PPO
- Access PPO
- Options POS (Tier 2 benefits)
- Summit PPO (Tier 2 benefits)
Lifewise
Medicaid (Washington Apple Health)
- We are not contracted with any Managed Care Organizations (MCO’s) for Apple Health, but we can bill Medicaid (ProviderOne) if you are not assigned to an MCO.
- Non-contracted MCO’s include CHPW, Coordinated Care, Molina, United Healthcare, and WellPoint.
MetLife
- Vision PPO
- VisionAccess
- Note: “Davis Vision by Metlife” and “Superior Vision by MetLife” are out-of-network
Medicare Part B
- Note: We are contracted as medical healthcare providers, but we are not an approved optical center for post-cataract surgery glasses
Premera Blue Cross
- Global
- Heritage
- Medicare Advantage
Regence Blue Shield
- Preferred
- Individual and Family
- Medicare Advantage
- RealValue
Tricare
- Tricare for Life
- Tricare Prime (as of 4/15/25)
- Tricare Select (as of 4/15/25)
US Family Health Plan
United Healthcare
- Commercial Medical
- Medicare Advantage
- AARP
- Note: Check your plan documents to see if routine vision is covered by a vendor such as Spectera (also called United Healthcare Vision) or March Vision, as these are out-of-network for our office
Vision Service Plan (VSP)
- Advantage
- Choice
- Signature
- Note: VSP plans that are part of an Apple Health MCO (such as Molina or CHPW) are out-of-network
Non-Contracted (Out-of-Network) Insurances
If your insurance company does not appear on the list above, we are generally not able to bill for your visit or for glasses/contact lenses. You may have out-of-network benefits, but will be required to pay at the time of service and self-submit a claim for reimbursement. You should always check with your insurance company to verify out-of-network benefits before scheduling.
The following insurances are common in Kitsap County, but are out-of-network for our office:
- AetnaVision
- Apple Health Managed Care Plans - CHPW, Coordinated Care, Molina, United Healthcare, WellPoint
- BCBS FEP Vision
- BlueVision
- Davis Vision
- EyeMed
- GEHA Vision
- Humana
- March Vision
- Northwest Benefit Network (NBN)
- Optum
- Spectera (United Healthcare Vision)
- Superior Vision
- Tricare Prime & Tricare Select
If you still have questions related to insurance or billing, please feel free to call the office at: 360-779-2336, option 3. Or, you can e-mail general questions to [email protected] (please do not send private personal information to this e-mail).
The billing office hours are: Monday 9 am to 3 pm, Tuesday 9 am to 12 pm, and Wednesday - Friday 9 am to 3 pm.